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Citi?!?! - Wayfair - myFICO® Forums - 6613700
Citi?!?! - Wayfair I always thought the practice to where finance charges are accumulated and charged from the date of purchase if not paid before a promotional rate comes due was a Synchrony thing. I just got a notice from Citi/Wayfair that they have the same setup. That sucks! I thought better of Citi.

Citi CC after BK7 - myFICO® Forums - 6641972
Citi has a very long memory. I was able to get back into Citi 2 years after my chapter 7 discharge with a Best Buy store card. Note that this card is handled through Citi's reatail credit card division. Over the years, I added the Macy's Amex, Wayfair MC, Shop your way rewards MC, and the Costco Visa. It can be done, it just takes time ...

Home Depot CLI from $5,500 to $20,500 - myFICO® Forums
Long story short I went to my wayfair store card to do a CLI, I couldnt remember if the citi bank services did a hard pull CLI, but its been over a year, I tried and asked for $10,000 more and only got $500 increase... $7,000 to $7,500.... Then I got emails that my Equifax got pulled, being frustra...

APPROVED FOR WAYFAIR CARD! - myFICO® Forums - 5477506
I applied for a wayfair credit card last week. I received a letter today that said i needed to call and verify my identity to compete the application ( I have my ss# locked). I verified the questions and was told i was approved for a $500 limit! My credit score on Credit Karma is 604 for both trans...

Wayfair Alternative Financing (Genesis FS Card Services)
Re: Wayfair Alternative Financing (Genesis FS Card Services) It shows up as 'Credit Card - Revolving Terms' under account type and is listed with my other credit cards. Where would I find the category of CFA?

How reliable is Wayfair pre-approval - myFICO® Forums
I went to Wayfair and used the SCT and at the check out it said I am pre-approved for Wayfair credit card. I did not pull the trigger. How reliable is their pre-approval. I know pre-approval does not mean a guaranteed approval but I am curious what are the chances of approval and does being a custom...

Wayfair shopping cart trick, not sure what to do! - myFICO® Forums
Re: Wayfair shopping cart trick, not sure what to do! @K-in-Boston wrote: A new account present on your credit reports will do significantly more damage than a hard pull. If you are pursuing a mortgage, it is highly ill-advised to open new credit accounts.

Citi Wayfair CLI - myFICO® Forums - 6267469
Re: Citi Wayfair CLI One thing to keep in mind is that sometimes a freeze may not have taken effect as quickly as expected. That said, it's pretty typical for most Citi Retail (non-core) CCs to HP for any CLI requests. So, if requesting a CLI, you're providing permissible purpose for the request.

Wayfair MasterCard CLI - myFICO® Forums - 6513614
Wayfair MasterCard CLI DH clicked CLI online and went from $4000 to $5000 but it ended up being a HP

Discover 5% cash back bonus category at Wayfair - myFICO® Forums
Does anyone know if Wayfair is coded as a home improvment store for this quarter's Discovery 5% Home Improvement category? Thanks!

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